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My Mortgage Blog — Latest Posts
Renewals, Refinances, and the Stress Test
New Year, New Mortgage Rules The start of 2018 kicked off with the new mortgage stress test becoming effective on January 1st. The media has covered the reduction in buying power but virtually...
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Mortgage Rule Changes Are Coming - What It Means For You
By now, the upcoming new mortgage regulations set out by OSFI (Office of the Superintendent of Financial Institutions) are top of mind having received plenty of press coverage. What are the New...
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Debt-to-Income Ratio and Equifax Breach
What does the debt-to-income ratio really mean? Does this ratio deserve all the media the attention it is getting in the local news? “For every $1 of household disposable income, Canadians have...
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Canada set to grow in different ways
The Canadian economy is poised to grow again, but in a very different way according to the Bank of Canada’s (BoC) recently-released Monetary Policy Report. The BoC expects global economic growth to...
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